How apps are selected
We started with well-known US apps across four ways of earning: shopping portals, grocery and receipt offers, gas and local offers, and surveys and tasks. An app is included only if we can confirm its core payout terms on its own help or terms pages. Order is alphabetical; we never rank by bonus size or commission.
Source standards
- First choice: the app's official terms and help center.
- Official blogs count, but help and terms pages win when they disagree.
- Third-party reviews are labelled "Third-party claim" and kept out of definitive comparisons.
- App store listings are used to find apps, not as proof of terms.
Labels
- Verified: confirmed on an official page on the date shown.
- Third-party claim: reported by another publisher, not confirmed by the app.
- Unverified: we couldn't confirm it.
- Our take: editorial interpretation.
Rechecks
This release was researched on 2026-11-12. A verified offer automatically shows "Needs recheck" when more than 30 days have passed since its last check, and "Expired" after its stated end date. Public program mechanics do not certify a publisher’s code-specific bonus. All supplied referral amounts remain unverified.
Conflicting sources we found
- Capital One Shopping $80 and setup conditions: The supplied official page advertises $80 to the new user. The publisher reports $80 each after app and extension setup. The full link-specific incentive conditions were not exposed in the reviewed page. Display $80 as an advertised Shopping Rewards offer, not cash or a guaranteed signup payment. Keep unverified conditions and the referrer amount explicit.Capital One Shopping(opens in new tab, checked 2026-11-12)Capital One Shopping(opens in new tab, checked 2026-11-12)
- CoinOut referral payment date: Help requires reaching a qualifying level within 60 days and says coins arrive on the fifth day of the month the friend reaches that level. This does not clarify cases where qualification occurs after the fifth. Quote the provider’s wording with a timing caveat; do not invent a next-month payment guarantee.CoinOut Support(opens in new tab, checked 2026-11-12)
- Receipt Hog referral recipient: The official help page assigns 250 coins to the referrer and five spins to the new user. The supplied page displays the same code and free spins, not a dollar signup reward. Separate recipients; never value five spins as coins or cash.Receipt Hog Help(opens in new tab, checked 2026-11-12)Receipt Hog(opens in new tab, checked 2026-11-12)
- Rakuten minimum payment: Rakuten Help says "$5 or more" confirmed Cash Back; the Rakuten blog (updated 2026-05-05) says "a minimum of $5.01". Profile shows both. For planning, assume $5.01.Rakuten Help(opens in new tab, checked 2026-11-12)Rakuten Blog (updated 2026-05-05)(opens in new tab, checked 2026-11-12)
- Rakuten payment methods: The blog lists check, PayPal and Amex Membership Rewards. The Help page also lists Bilt Points and Samsung Cash. We use the Help page list, which is broader and likely newer. Needs recheck.Rakuten Blog (updated 2026-05-05)(opens in new tab, checked 2026-11-12)Rakuten Help(opens in new tab, checked 2026-11-12)
- Fetch minimums and point value: Fetch’s official FAQ now confirms a 3,000-point minimum for most rewards and first-redemption restrictions. The terms let reward costs and availability change. Official minimums replace third-party figures. No universal point-to-dollar rate is assumed.Fetch(opens in new tab, checked 2026-11-12)Fetch(opens in new tab, checked 2026-11-12)
All sources in this release
- How does the Refer a Friend program work?: CoinOut Support (official-help), checked 2026-11-12
- What types of rewards are available to redeem?: CoinOut Support (official-help), checked 2026-11-12
- How do I earn rewards with CoinOut?: CoinOut Support (official-help), checked 2026-11-12
- What level do I need to be to redeem a reward?: CoinOut Support (official-help), checked 2026-11-12
- What qualifies as a valid paper receipt?: CoinOut Support (official-help), checked 2026-11-12
- Publisher-supplied $80 referral landing page: Capital One Shopping (official-help), checked 2026-11-12
- United States Terms of Service, sections 6.1–6.9: Capital One Shopping (official-terms), checked 2026-11-12
- Referral Codes and Inviting Friends: Receipt Hog Help (official-help), checked 2026-11-12
- Publisher-supplied referral code landing page: Receipt Hog (official-help), checked 2026-11-12
- What are my redemption options?: Receipt Hog Help (official-help), checked 2026-11-12
- How many coins do I need to redeem them for cash or gift cards?: Receipt Hog Help (official-help), checked 2026-11-12
- How do I redeem my coins?: Receipt Hog Help (official-help), checked 2026-11-12
- How long does it take to receive my redemption?: Receipt Hog Help (official-help), checked 2026-11-12
- Receipt Hog 101: Receipt Hog Blog (official-blog), checked 2026-11-12
- How do I refer a friend?: Ibotta Help (official-help), checked 2026-11-12
- When do I get referral cash?: Ibotta Help (official-help), checked 2026-11-12
- Fetch with Friends: Fetch (official-help), checked 2026-11-12
- Entering a Referral Code: Fetch Help (official-help), checked 2026-11-12
- Terms of Service (effective October 13, 2026): Fetch (official-terms), checked 2026-11-12
- Fetch FAQs: Fetch (official-help), checked 2026-11-12
- How does Upside’s referral program work?: Upside Support (official-help), checked 2026-11-12
- How to refer a friend: Upside Support (official-help), checked 2026-11-12
- Why isn’t my promo code working?: Upside Support (official-help), checked 2026-11-12
- Are there fees associated with cashing out?: Upside Support (official-help), checked 2026-11-12
- How much can I cash out?: Upside Support (official-help), checked 2026-11-12
- How do I earn SB from referrals?: Swagbucks Help (official-help), checked 2026-11-12
- When Will I Get Paid?: Rakuten Help (official-help), checked 2026-11-12
- Rakuten Big Fat Check – Schedule & FAQs: Rakuten Blog (updated 2026-05-05) (official-blog), checked 2026-11-12
- Refer-a-Friend Program FAQ: Rakuten Help (official-help), checked 2026-11-12
- Rakuten Referral Program Terms: Rakuten Help (official-terms), checked 2026-11-12
- What are the different ways to withdraw my earnings?: Ibotta Help (official-help), checked 2026-11-12
- How do I withdraw my earnings to PayPal?: Ibotta Help (official-help), checked 2026-11-12
- How do I withdraw my earnings to a gift card?: Ibotta Help (official-help), checked 2026-11-12
- How to Redeem a Reward with Fetch: Fetch Help (official-help), checked 2026-11-12
- Is Fetch Rewards Legit? What a Point Is Worth (checked 2026-09-06): Earns.io (third party) (third-party), checked 2026-11-12
- How to cash out: Upside Support (official-help), checked 2026-11-12
- I cashed out. Where's my money?: Upside Support (official-help), checked 2026-11-12
- How do I redeem SB?: Swagbucks Help Center (official-help), checked 2026-11-12
- How do I redeem SB with PayPal?: Swagbucks Help Center (official-help), checked 2026-11-12