Fetch: how it works and pays out

You earn points and redeem them for rewards in the app.Fetch Help(opens in new tab, checked 2026-11-12)

Fetch’s terms say points cannot be redeemed for cash. Points expire after 90 days without earning points or redeeming a reward; earning points or redeeming prevents inactivity.Fetch(opens in new tab, checked 2026-11-12)

Fetch’s FAQ says most rewards need at least 3,000 points. First redemptions are limited to $10, $25 or $50 rewards; the points cost is shown in the app and can change.Fetch(opens in new tab, checked 2026-11-12)Fetch(opens in new tab, checked 2026-11-12)

Physical receipts must be scanned within 14 days. Fetch’s FAQ allows up to 35 receipts in a rolling 7-day period and excludes return receipts and certain bills or tickets.Fetch(opens in new tab, checked 2026-11-12)

Fetch says to allow 72 hours for a reward to process, then activate it with the vendor.Fetch Help(opens in new tab, checked 2026-11-12)

Rewards appear under My rewards; some need a security code, and you follow the vendor's activation steps.Fetch Help(opens in new tab, checked 2026-11-12)

Visa is the only reward with a physical card option.Fetch Help(opens in new tab, checked 2026-11-12)

A third-party review reports a $3 shipping fee for the physical Visa card, deducted from the card.Earns.io (third party)(opens in new tab, checked 2026-11-12)

Receipts can reveal what, where and when you buy. Read Fetch's privacy policy before scanning.