App profile · Surveys & tasks · Shopping portal
Swagbucks: how it works and pays out
Earn SB points from surveys, tasks and shopping, then redeem.
Checked · US terms · Official site
Key facts
- Minimum to cash out
- Unverified — set by each reward in the Rewards StoreSwagbucks Help Center(opens in new tab, checked 2026-11-12)
- Reward forms
- Points(restricted value)Gift card(restricted value)Withdrawable cash(withdrawable as money)Charity donation(restricted value)
- How you earn
- Surveys & tasks · Shopping portal
- Payout methods
- Gift card · PayPal · Charity donation (when offered)
How it works
- Verified
You earn SB and redeem it in the Rewards Store for a gift card, PayPal, or a charity donation when offered.Swagbucks Help Center(opens in new tab, checked 2026-11-12)
- Unverified
Which surveys and tasks you can take depends on your profile. Earning rates were not verified for this release.
What qualifies
- Verified
Your SB balance must cover the reward amount, and you may need to verify the order or your account.Swagbucks Help Center(opens in new tab, checked 2026-11-12)
Exclusions and limits
- Verified
SB is not paid to a bank account and can't be transferred to another account.Swagbucks Help Center(opens in new tab, checked 2026-11-12)
Tracking, pending and approval
- Verified
Rewards can sell out and leave the store with no posted return date.Swagbucks Help Center(opens in new tab, checked 2026-11-12)
Cashing out
- Verified
PayPal is the cash reward. E-gift card emails and PayPal transfers each take up to 5 business days.Swagbucks Help Center(opens in new tab, checked 2026-11-12)
- Verified
For PayPal, your name must match on both accounts, your Swagbucks email must be on PayPal, and PayPal needs a confirmed bank.Swagbucks Help Center(opens in new tab, checked 2026-11-12)
Fees and expiration
- Unverified
We did not find fee details on the pages we checked.
Privacy and data
- Our take
Surveys ask for personal and household details. Share only what you're comfortable with.
Referral (existing user earns)
Who earns: Referrer earns eligible referral SB; both may qualify for conditional 300 SB
Qualifying action: New member completes registration through personal referral link in the same browser session.Swagbucks Help(opens in new tab, checked 2026-11-12)Swagbucks Help Center(opens in new tab, checked 2026-11-12)
New-user signup offer
No offer of this type recorded. That doesn't mean none exists.